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SERVING SAN DIEGO SINCE 1976 Providing Exceptional Value and Service

TERMS OF USE

Welcome to the CIS Investments Web site (this "Site"). Please read the following notices, terms and conditions before using this Site. By accessing, using or downloading any content from this Site, you accept these notices, terms and conditions (the "Terms"). If you do not accept these Terms, do not use this Site.

General Use Provisions
All materials provided on this Site, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services ("Materials"), are provided either by CIS Investments or by third party customers, authors, developers and vendors ("Third Party Providers") and are the copyrighted work of CIS Investments and/or its Third Party Providers.

Web pages and publications may be reproduced or downloaded for private use or research.

Authorization does not extend to use of CIS Investment content and publications for use other than for research. Reproduction of web pages and publication for use other than research requires written permission from CIS Investments.

For permission we can be reached via e-mail at legal@cis-investments.com.

Links To Third Party Sites
This site may contain hyperlinks to third party web sites. CIS Investments is providing these hyperlinks to you only as a convenience, and the inclusion of any hyperlinks does not imply endorsement by CIS Investments. We are not responsible for and do not endorse or accept any responsibility for the contents or use of these third party web sites. These third party websites are not under the control of CIS Investments and by accessing them; you do so at your own risk. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.

Submissions
All comments, feedback, information or materials submitted to CIS Investments through or in association with this Site ("Submissions") shall be considered non-confidential and the property of CIS Investments . You accept that you are responsible for the Submissions that you provide, and that you, not CIS Investments, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality and copyright.

Legal Disclaimer
CIS Investments provides the Materials on this Site "as is" and hereby disclaims all express or implied representations, warranties, guaranties, and conditions, including but not limited to any implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement, except to the extent that such disclaimers are held to be legally invalid.

CIS Investments shall not be liable for any damages suffered as a result of using, modifying, contributing, copying, distributing, or downloading the materials.

General
This Site may include inaccuracies or typographical errors. CIS Investments may make improvements and/or changes to the content in this Site at any time without notice. California law and controlling U.S. federal law will govern any action related to these Terms. No choice of law rules of any jurisdiction will apply. These Terms represent the entire understanding relating to the use of this Site and prevail over any prior or contemporaneous, conflicting or additional, communications. CIS Investments has the right to revise these Terms at any time without notice by updating this posting.

If you have any questions or comments, contact us at legal@cis-investments.com. We will use commercially reasonable efforts to promptly respond to your inquiry.

These Terms of Use were last updated on 02.01.2009.

CIS Investments
2333 Camino Del Rio So. Suite 160
USA | San Diego, CA 92108

Calif. Broker Lic #00373421
Calif. Corporate Lic #01391265